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High Street Mortgages Available to age 95

We have access to smaller High Street Building Societies who are more flexible with both age and lending criteria.

I didn’t realise that I could pay monthly interest payments on a lifetime mortgage so that the amount owed would not increase – many thanks for the comprehensive advice and giving me all my options.  


Mr B, Hants

All testimonials provided are shown with permission from the clients involved.

The Retirement Mortgage & Lifetime Mortgage Experts

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Welcome to the website of Berkley Vittoria Independent Financial Services Limited.

We are comprehensive mortgage specialists and arrange Retirement Mortgages, Lifetime Mortgages, Buy to Let Mortgages and Interest Only Mortgages.

You do not have to be already retired to take out any of the schemes that we have on offer.

Unlike many of our competitors we do not believe that Equity Release Schemes are the only solutions available.

We have a unique approach when assisting prospective clients. We will provide you with brochures, personalised illustrations and comprehensive advice, all without any obligation.


One of our specialist advisers will assess your individual needs and offer you the advice you want either verbally or in writing.





       Solutions offered to applicants not                        Authorised and regulated by the

       looking to take out Equity Release                          Financial Conduct Authority (150186)

       High Street mortgages available to                        Interest only mortgages available                             age 95                                                                          (with qualifying criteria)                                                                 

       Mortgages available with no early                          Comprehensive advice available from one 

       repayment penalties                                                 of our friendly specialist advisers

Having given that advice and information we also guarantee not to contact you unless you specifically request us to do so.


We respect the fact that choosing the right retirement mortgage or lifetime mortgage is an important decision and one that should not be rushed into.

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Your property may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. 

Berkley Vittoria Independent Financial Services is authorised and regulated by the Financial Conduct Authority.  Our FCA number is 150186.  

The FCA does not regulate most Buy to Let mortgages.  

Registered Office:  The Stirrups, Claypit Lane, Lichfield, Staffordshire, WS14 0AQ.  

Registered in England and Wales No. 2667979

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©Berkley Vittoria IFS Ltd  2017.  All rights reserved.