About Us

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Purely Retirement Mortgages is a trading style of Berkley Vittoria Independent Financial Services Limited.

Berkley Vittoria IFS Ltd was established in 1991 and we are specialists in advising on mortgages into retirement, interest only mortgages and lifetime mortgages and cover the whole of the UK.

We are ethical, professional retirement mortgage advisers, not salesmen.  

 

We offer specialist, no obligation comprehensive advice and do not favour any particular lender.

We will research the mortgage market before making our recommendations to you.

The adviser you initially speak to will assist you throughout the entire process.

 

Unlike many of our competitors we don't believe that equity release schemes are the only solutions available.
 

We have access to exclusive products not available to the general public*.  We will not pass your information onto any third party.  We will not contact you unless you specifically request us to do so.

We deal with enquires across the whole of the UK and have lifetime mortgage lenders and high street building societies that will lend in all areas.

We can deal with all matters by phone and by post so no face to face meeting is required.

We can recommend firms of solicitors and arrange buildings and contents insurance and life assurance (free of charge) on your behalf.

 

The service that we offer is fast, efficient and unobtrusive and our transparent charge for arranging either an equity release product or mortgage into retirement (£995.00) is one of the lowest in the industry.  This fee is only payable when your mortgage has completed and you are in receipt of funds.

 

Why not call us for an informal chat on 0800 542 1719 (it's free from UK landlines) and let us answer any questions you may have and we will guide you to the right product for you.

 

Berkley Vittoria are authorised by the Financial Conduct Authority (FCA) with all advisers having successfully completed the relevant mortgage and lifetime mortgage examinations. 

We are entered on the FCA Register No 150186 at www.fca.org.uk

  

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

*We are members of several industry mortgage clubs such as PMS, Legal & General, Later Life Academy and via these we have access to schemes not generally available to the general public.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients.  Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk 

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Your property may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. 

Berkley Vittoria Independent Financial Services is authorised and regulated by the Financial Conduct Authority.  Our FCA number is 150186.  

The FCA does not regulate most Buy to Let mortgages.  

Registered Office:  The Stirrups, Claypit Lane, Lichfield, Staffordshire, WS14 0AQ.  

Registered in England and Wales No. 2667979

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©Berkley Vittoria IFS Ltd  2017.  All rights reserved.