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Retirement Mortgages

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Call 01902 765005

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The Retirement and Interest Only Mortgage Specialists

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Our Service and About Us
 

We are professional independent mortgage advisers who offer whole of market advice. 

 

We have been assisting clients since 1991. Purely Retirement Mortgages is one of the trading styles of Berkley Vittoria Independent Financial Services Limited.

 

We have vast experience in placing mortgages into retirement and can help you find the right solutions for you, whatever reason you wish to raise funds for, regardless of your age.

 

We are happy to provide you with information, illustrations and advice all without any obligation.  Once we have provided you with the required information, we guarantee not to contact you again, unless you ask us to do so.

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You do not have to be retired to take out any of the schemes we have on offer.

Retirement Mortgages

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If you are looking to re-mortgage a property you currently own or wish to purchase a new home and need a mortgage, then we can assist regardless of age.

Lifetime Mortgages

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If you are looking to borrow funds on a lifetime basis either to purchase a new property or to release funds from your current property for any reason, we can assist. 

 

You can choose to pay the interest monthly or make no payments at all.

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Interest Only Mortgages

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If you have an interest only mortgage coming to an end or want a new interest only mortgage, regardless of age, we can help.

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We have access to lenders who offer interest only mortgages to age 95 and beyond.

 

Find out if you are eligible for a Retirement Interest Only Mortgage (RIO) which has no end date.

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You do not have to be retired to take out any of the schemes we have on offer

If you're finding your age is an issue and preventing you from obtaining the mortgage that you require, we have access to lenders who will consider mortgages into retirement (up to aged 95 or beyond) at High Street rates of interest.

Call us on 01902 765005 to discuss all of the options available to you

Unlike many of our competitors we do not believe that

Equity Release Schemes are the only solutions available to you.

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We are highly qualified, professional mortgage advisers, not salesman.

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Call us on 01902 765005 to discuss all of the options available to you or request a call back

 

Having given initial advice and information, we also guarantee not to contact you unless you specifically request us to do so.

 

We respect the fact that choosing the right retirement mortgage or lifetime mortgage is an important decision and one that should not be rushed into.

High Street Mortgages Available to age 95 and Beyond

We have access to smaller High Street Building Societies who are more flexible with both age and lending criteria.

I didn’t realise that I could pay monthly interest payments on a lifetime mortgage so that the amount owed would not increase – many thanks for the comprehensive advice and giving me all my options.  

 

Mr B, Hants

Call us on 01902 765005 to discuss all of the options available to you or request a call back

Legal & General
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Your property may be repossessed if you do not keep up repayments on your mortgage.  Think carefully before securing other debts against your home. 

Berkley Vittoria Independent Financial Services is authorised and regulated by the Financial Conduct Authority.  Our FCA number is 150186.  The FCA does not regulate most Buy to Let mortgages.  We charge a broker fee of £995 for arranging any type of mortgage, this is payable on completion.

Registered Offices:  Berkley House, Wightwick Bank, Wolverhampton, WV6 8DR
The Stirrups, Claypit Lane, Lichfield, Staffordshire, WS14 0AQ.  

Registered in England and Wales No. 2667979

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©Berkley Vittoria IFS Ltd  2017.  All rights reserved.

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